Privacy Policy — Bright Financial

Last updated: January 2026

1. Introduction

Bright Financial ("Bright Financial," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our funding services.

2. Information We Collect

We may collect the following categories of information:

Contact information — such as your name, email address, phone number, and business name.
Business information — details you provide about your company, its operations, and funding needs.
Usage information — information about how you interact with our website, collected through cookies and similar technologies.
Communication data — records of your communications and preferences, including consent you provide.

3. How We Use Your Information

We use the information we collect to:

Respond to your inquiries and provide our funding services.
Evaluate and process funding applications.
Communicate with you about products, services, offers, and updates (where you have consented).
Improve our website, services, and customer experience.
Comply with legal and regulatory obligations.

4. How We Share Your Information

We may share information with trusted service providers who perform services on our behalf, with professional advisors, and when required by law or to protect our legal rights. We do not sell your personal information to third parties for their own marketing purposes.

5. SMS & Text Message Communications

If you opt in to receive text messages from Bright Financial, the following terms apply to your mobile information and messaging consent:

When you provide express consent, you agree to receive recurring marketing and promotional SMS/MMS messages from Bright Financial, which may be sent using an automated telephone dialing system (ATDS).
Message frequency varies; you may receive up to 4 messages per month.
Message and data rates may apply, depending on your mobile carrier and plan.
Reply STOP to opt out at any time. Reply HELP for assistance, or contact us at avaz@the-brights-financial.com.
Consent is NOT a condition of purchase or of using our services.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Your Choices & Rights

You may update your contact preferences, opt out of marketing communications, or request access to or deletion of your personal information by contacting us. Depending on your location, you may have additional rights under applicable privacy laws.

8. Cookies

Our website may use cookies and similar technologies to enhance your experience and analyze site usage. You can manage cookie preferences through your browser settings.

9. Children's Privacy

Our services are intended for businesses and individuals aged 18 and older. We do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.

11. Contact Us

If you have questions about this Privacy Policy, please contact us at avaz@the-brights-financial.com or write to us at 7700 Irvine Center Drive, Irvine, CA 92618.