The terms governing your use of the Bright Financial website and services.
Last updated: January 2026
By accessing or using the Bright Financial website and services, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use our website or services.
Bright Financial is a direct business lender providing funding solutions including working capital, equipment financing, revenue-based financing, and growth capital to qualifying businesses. Information on this website is for general informational purposes and does not constitute a commitment to lend or a binding offer.
You must be at least 18 years old and authorized to act on behalf of your business to use our services. All information you provide must be accurate, current, and complete.
Submitting an inquiry or application does not guarantee approval. All funding is subject to our review, underwriting criteria, and applicable law. Specific terms, rates, and conditions will be provided in any funding agreement you may enter into with us.
You agree to use our website only for lawful purposes. You may not attempt to gain unauthorized access to our systems, interfere with the website's operation, or use it in any way that could harm Bright Financial or others.
All content on this website — including text, graphics, logos, and design — is the property of Bright Financial or its licensors and is protected by applicable intellectual property laws. You may not reproduce or distribute it without permission.
By providing your mobile number and opting in, you agree to the following terms regarding text message communications from Bright Financial:
Our website and services are provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.
To the fullest extent permitted by law, Bright Financial shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services.
You agree to indemnify and hold harmless Bright Financial and its affiliates from any claims, losses, or expenses arising from your misuse of our website or violation of these terms.
These Terms & Conditions are governed by the laws of the State of California, without regard to its conflict of law principles.
We may update these Terms & Conditions from time to time. Continued use of our website after changes are posted constitutes acceptance of the revised terms.
Questions about these Terms & Conditions? Contact us at avaz@the-brights-financial.com or 7700 Irvine Center Drive, Irvine, CA 92618.